When to Talk to Your Mortgage Pro About Pre-Qualification
It's important to consult your mortgage professional as soon as possible — even before you have started narrowing down neighborhoods. Why? What can we do for you before you have negotiated a price, and don't know yet how much you need to borrow?
We Will Help You Pre-Qualify
We will help determine how much of a mortgage you can afford, and the amount of money you will be able to borrow, by taking you through the pre-qualification process. This process outlines your current financial situation - your debts, income, employment, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.
We award you a Pre-Qualification Letter when you qualify, that states that we are confident you'll qualify for up to a specific amount of mortgage loan dollars.
Armed with your pre-qualification letter, a number of advantages fall at your feet once you find the house you want to put together an offer for. First, it lets you know the amount that you're able to offer. Being pre-qualified also will make your offer look even better to the home seller, as if you were bringing them a big box of cash! They won't need to wonder if they have been wasting their time if you can't be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You'll have the clout of a buyer ready to make the deal on the spot!
We will help you pre-qualify
We can help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. In this process, we determine your borrowing power - analyzing your job, available money for down payment, debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.
One on one
It's vital to sit down and meet with us, even though you are free to also utilize the helpful mortgage calculators on our site. For one thing, you will want a Pre-Qualification Letter! Then, we'll make sure we have chosen the ideal mortgage program for you. Let us help you get started: Contact us at 6198572273.
Have questions about pre-qualifying? Call us at 6198572273. We answer pre-qualification questions every day.